Cliques And Its Effect On Society - 1341 Words

It has always been curious to me as to why cliques begin forming in adolescence and then become so important to us for the rest of our lives. Cliques make many parents, including myself, feel uncomfortable when thinking about our own children. This is because this word has a connotation of creating a separation between the â€Å"cool kids† and the â€Å"losers.† As a parent I would like to think that children are always kind and understanding with each other, but whether I like it or not, cliques begin forming early on and unfortunately for some, lead to feelings of being ostracized. This leads me to question what drives the formation of cliques and how early on in our lives do these driving forces begin the process. Friendships form based on the tendency to associate with individuals who we share many similarities with. Cliques begin forming as children when we choose friends who are similar to us. Friends then influence each other and result in them becoming more alike as the friendships develop over time. Studies have also shown that cliques are beginning to form earlier with the emergence of daycares and children being socialized at younger ages (NICHD, 2006). In my personal experience working in a daycare, it was evident that kids began grouping themselves based on age and genders but mutual interests would begin to form which solidified the friendships. It would make sense then that this behavior would then transfer over into elementary school and progress to become moreShow MoreRelatedThe, Freaks, And The Non Elites Essay1416 Words   |  6 Pages Geeks, Freaks, and the Rest of the Non-Elites Who are the geeks, freaks, and the non-elites? In every high school there is social stratification and social cliques. Social stratification is the division of society according to rank, class, or caste [See Figure 1.]. Orientation toward peers and immersion in friendships are defining features of adolescence . â€Å"Through friendships, adolescents learn about what others are doing, anticipate accepted and expected behaviors, figure out how to presentRead More The Effect of Cliques on High School Students Essay examples1563 Words   |  7 PagesThe Effect of Cliques on High School Students Most college freshman can still vividly remember their high school days. These days included ruling the school as seniors, or running from the seniors as lowly ninth graders. These days included having lunch with friends, and gossiping in the hallways between classes. Whatever was done, it was usually done with a friend or a group of friends. Most of these groups can be considered cliques. Cliques are groups where there is some kind of commonRead MoreTeen Delinquency And Its Effects On Society963 Words   |  4 PagesIn modern society juvenile delinquency has been an issue engaged in by minors. More and more adolescents are committing delinquent crimes. Delinquency can be seen as the direct result of negative affective states. Gangs are a group of youths who collectively engage in delinquent behavior. Peer groups can provide a lot of social and emotional support for anti-social activities. Peer relations, in all cultures have been linked to adolescent behavior choices including substance abuse and delinquencyRead MoreEssay on Adolescent Development in Mean Girls1402 Words   |  6 Pagesschool system. During her first week of school Cady becomes friends with two people in one of her classes named Janis and Damien, who unbeknownst to her are a part of the outcast crowd. They convince her to befriend â€Å"The Plastics† who are a well-known clique of girls, beca use it would be fun to see what their lives are like on the other side that people don’t see. She goes along with this plan and quickly her life begins to change. On the first day of school Cady enters the cafeteria during lunch andRead MoreEssay Deviance is Relative1566 Words   |  7 Pages Counter-stereotypical behavior may be viewed as acts of deviance; Phelan and Rudman defined backlash effects as â€Å"social and economic penalties for counter-stereotypical behavior† (2008). Phelan and Rudman concluded â€Å"When stereotypes are violated, people take notice.† I have seen people take notice of two men holding hands. Phelan, J. E., and Rudman, L. A. provided a few examples of the effects of deviance. A particular female puffing on a cylindrical roll of tobacco sticks out like a sore thumbRead MoreWilliam Damon Is An Educator / Researcher On Psychology And Education1597 Words   |  7 Pagesbuilt. Regardless of age cliques and crowds always develop among children and adults. A clique is a group of member that share common interests, often are of the same gender. The members of the group are often labeled or stereotyped. Cr owds are very similar to cliques, both shape the minds of children on how they should act or how they should be. Both add pressure to adolescents under peer pressure such as drinking, smoking, skipping school, or sex in order to fit it. Cliques and crowds develop as aRead MoreLet Teen Agers Try Adulthood1273 Words   |  6 Pagesto the learning they gained in school but to the harsh realities they faced once they moved into adulthood. Although Botstein highlights the various problems faced by students in high school but to effect change he needs to gain the support of the parents, in addition to wealth. The only way to effect change in the American school system is to be driven by both the student’s parents and the individuals that can influence the school board. The social issue Botstein is addressing and trying to solveRead MoreEssay about The Breakfest Club683 Words   |  3 Pagesof the characteristics and themes she has described in the article: suburban setting, vague social concerns, high school cliques, uncaring parents, characters wearing the latest fashions and top 40 soundtrack music have been proven true in The Breakfast Club. The movie has a suburban setting inside a high school, and the characters each belong to one of the high school cliques: freak, princess, bully, jock and geek. At the very beginning of the movie when the characters are introduced, each of themRead MoreThe Core Goal Of Villanova University939 Words   |  4 PagesThe core goal of Villanova University, in essence any university, is to cheaply produce critical thinkers while making money at the same time. Unfortunately for students, this process is not in their favor. In an increasingly capitalistic society, universities have gradually evolved into businesses. An example of this â€Å"corporatization of the academy† is the adjunct professor. Through no fault of their own, adjuncts have become pawns in a money making process which inevitably harms the students byRead MoreThe Cause and Effect of Joining a Gang with reference to Mara Salvatrucha 131200 Words   |  5 PagesThe Cause and Effect of Joining a Gang with reference to M ara Salvatrucha 13 According to the Cambridge Dictionary (n.d.), a gang is defined as, â€Å"a group of criminals that work together.† Gangs are a powerful force that is a constant threat against society. As of 2011, the National Gang Center (n.d.) estimates there to be 782,500 gang members in the United States alone. Mara Salvatrucha 13, also known as MS-13, is one of the biggest and most threatening gangs. The High Intensity Drug Trafficking

Major Trends in Bank Management Free Essays

The banking industry of the United States has experienced tremendous changes over the past few decades.   Regulation has had to keep up with the times, of course.   The three major changes that the banks of America have worked around in recent decades have required regulatory transformations in order to increase the profits of the banks and at the same time to make banking a more convenient facility on offer to the consumers, investors, etc. We will write a custom essay sample on Major Trends in Bank Management or any similar topic only for you Order Now    Banks have merged and also ventured into the provision of nontraditional banking services to increase their revenues. An example of added convenience that the recent changes in the industry have brought about is the growing number of American banks in foreign countries.   Seeing that globalization has shifted a large number of American businesses into foreign markets as multinational corporations, the wisdom behind opening American banks in the self same foreign markets is apparent.   As a matter of fact, besides consolidation and the provision of nontraditional banking services, globalization is the third major trend that has faced the banking industry of the United States especially in the latter half of the twentieth century. The McFadden Act of 1927 was an enemy of the expansion of U.S. banks.   By prohibiting banks from expanding across state lines, this Act was not only a barrier to competition but was also responsible for the establishment of a huge number of small banks with little to show in terms of assets.   Thanks to the loopholes that McFadden carried along, the Act was eventually repealed, but only after the states of America began to allow their banks to branch across state lines.   It was in 1975 that the state of Maine first allowed interstate branching unto its bank holding companies.   Other states of America developed their own banking regulations to the same effect, eventually to rule out the McFadden Act, which was actually replaced by the  Congress in the year 1994 when the Riegel-Neal Interstate Banking and Branching Efficiency Act was passed. This new legislation allowed all U.S. banks to branch across state lines.   Consequently, there were important bank mergers that reduced the number of banks in the country, but did not decrease the number of physical banks or branches sprawled across the United States.   Many of the physical banks or branches of banks remained under the supervision of the big, merged banks.   Although economists believe that the big, merged banks should be experiencing economies of scale in addition to economies of scope, there is no evidence yet to suggest that the consolidated banks of America have indeed experienced economies of scale and scope.   At the same time, it has been shown that bank mergers have the capacity to check inefficiency.   When an efficient bank takes over an inefficient bank that did not fare too well during the McFadden days; there are obvious quality improvement implications. The second major trend that the banking industry of the U.S. experienced especially in the latter half of the twentieth century was concerned with the provision of nontraditional banking services.   Given that banks are functioning for the sake of profits – anything that threatens a source of bank revenue must be replaced by a different revenue source and the changes backed by regulation.   The Glass-Steagall Act of 1933 was an obstruction to the revenue generating function of U.S. banks. This Act prohibited banks from venturing forth into investment markets, allowing the financial markets alone to enjoy the blessings of the large corporate loans business.   Another loss facing the banks of the nation was a new regulatory requirement introduced during the 1980s making it mandatory for banks to keep a specified minimum ratio of equity capital to total assets. Fortunately, however, during the 1960s, the banks of the United States had already  begun to publicly decry the Glass-Steagall Act, ultimately to have it repealed and replaced by the Gramm-Leach-Bliley Act of 1999.   Subsequently, today’s banks are permitted to provide a variety of nontraditional banking services, including interest rate swaps, financial futures, and financial options; and thereby increase their revenues.   Increases in bank profits are expected to lead to quality improvements also in the traditional banking areas. In addition to the above, the banks of the U.S., especially since the last two decades of the twentieth century, have increasingly assumed the responsibilities of globalization.   The Edge Act of 1919 had granted express permission to American banks to establish their subsidiaries abroad in order to ease the functioning of international business.   Even so, there were only eight U.S. banks with foreign branches until the 1960s. Today, there are more than one hundred U.S. banks with foreign branches – all making it easy especially for American businesses in foreign countries to transact with them.   As globalization has replaced the Cold War era in a period of unprecedented integration among markets and economies, a great number of foreign banks have also opened their branches in the United States.   These foreign banks in the U.S. were by and large unregulated until the year 1978.   The International Banking Act of 1978 changed this to mandate that all foreign banks must also be regulated like the local (American) banks in the country. Even though globalization arrived full-fledged at the banking industry during the last two decades of the twentieth century, its signs had begun to appear as early as 1960s.   During that time, the Regulation Q, putting a ceiling on interest rates in the United States, had compelled a huge number of investors to move into European markets where regulations were relatively  relaxed.   Eurodollars were created when the U.S. dollars began to move out of their home country to be deposited into and borrowed from banks that were outside the country. The Eurobond market, for long-term investment, was similarly created outside the United States, albeit committed to transactions in U.S. dollars in countries where regulations were more relaxed than in the U.S.   These countries were not just in Europe, however.   The Bahamas and the Caymans, for example, played an active role in the Euromarket because of little or no regulation as well as nearly zero taxation. The most recent development in the banking industry in the area of globalization has been the permission granted by Federal Reserve for the establishment of International Banking Facilities.   Allowed since 1981, these special facilities are based in the U.S. and largely unregulated.   The only condition that these International Banking Facilities are required to meet is twofold: (1) International Banking Facilities should only deposit money that comes to them from outside the United States; and (2) They must only lend to borrowers that are based abroad.   American multinational corporations in foreign countries may also avail the services of International Banking Facilities.     This kind of departmentalization in terms of the sources and uses of funds is meant to add to the convenience of banking.   Furthermore, the creation of International Banking Facilities, plus the changes that the banking industry has experienced in terms of consolidation and the provision of nontraditional banking services; proffer evidence that the regulatory agencies are in fact committed to the improvement of business in general.    How to cite Major Trends in Bank Management, Essay examples

Marketing Communications Plan of Woolworth Samples for Students

Question: Prepare a Marketing Communications Plan for Selected Organization. Answer: Introduction Marketing communication planning is important for marketing managers when developing marketing strategies(Hossen, 2015). The plan enables organizations to exploit opportunities, reinforce a brand, and focus on new markets. The retail market in Australia is currently characterized with intense competition and changes in business environment. Some of the big supermarkets in Australia like Jewel food stores, Welcome Mart, Sims Supermarket, and Woolworth are employing marketing strategies in order to maintain and compete in the market. One of the marketing strategies employed by the stores is developing a marketing communication plan(Westwood, 2016). This paper will focus on creating a marketing communication plan for Woolworth supermarket. Background of Woolworth supermarket Woolworth supermarket is one of the largest retail supermarkets in Australia known for supply of fresh vegetables, fruits and meat. The retail store enjoys the largest market share of about 64% with over 961 stores across the country. The service provision is depended upon 111000 employees located in different support offices, stores and distribution centers. It is reported that 96% of fresh produce from farmers is supplied to Woolworth. Recent financial report of 2016 showed increases of profits of about AUD 2.2 million across its stores. One notable statistics from the report was that 2% of the revenue originated from special orders from the countries Japan and China. Sales record of 2016 showed that the dominant product purchased in the two countries were meat produce(Vu, 2016). That has prompted the Woolworth management to rethink on the marketing strategy of the two emerging markets. Woolworth supermarket marketing objectives Woolworth development of marketing communication plan will be guided by the following objectives: To increase the market share from 64% to 74% through penetration of new markets within a period of 12 months. To develop a meat produce brand suitable for the new markets within a period of 12 months. Marketing segmentation Segmentation of the market is important when focusing to meet customer needs or wants(Blakeman, 2014). The study will review four types of market segmentation which include demographic, geographical, behavioral, and psycho-graphic segmentations. Segmentation will be done by Woolworth supermarket in order to identify the target, positioning, creative and media strategy to employ. Demographic segmentation The current business environment in Australia is characterized by an increase in the number of old citizens and different types of occupations. Market survey conducted by R D team of the retail store showed 66.7% of sales originated from customers aged between 50-75 years. Sales data showed that the company made more sales from ready to eat meat produce which was attributed to the working class. Woolworth supermarket will need to repackage the meat produce in order to meet the customer needs and wants. Geographical segmentation Woolworth supermarket customers are located in different locations including cities, states and countries. Financial records of 2016 showed that there was an increase in sales originating from new markets of China and Japan. To serve the varying needs of this customers the store will distributing and exporting meat produce to new markets. Exports will be done to new countries like China and Japan. Psycho-graphic segmentation Over the years Woolworth supermarket meat produce have been known to be of higher quality. Woolworth supermarket customer feedback report showed that majority of the country citizens is happy with company meat products because of its cultural heritage identification(Vu, 2016). The retail store will continue maintaining value by producing fresh meat produce that will be consistent with Aboriginal culture and lifestyle. Behavioral segmentation The Australian consumers have higher regards on their nutritional status(Vu, 2016). The sales data from retail store show that there are more purchases of good when the items are delivered in comparison to non-delivery days. They wish to continue consuming fresh produce from the right source. Products produced by the retail store will be served fresh as per the needs of the consumers. Target strategy Through the various markets segmentation and financial data reported for the retail store to achieve the intended objectives the target strategy it will focus on demographic and geographical segmentation. The two types of segments provide data useful to justify the intended target population. In order to capture new markets and customers strategies should focus on penetrating new markets like China and Japan, and increasing sales to the older consumers. Positioning strategy In order to position well in the new markets and be able to meet the target population needs positioning strategies of market penetration will be employed(Armstrong, G., Adam, S., Denize, S., Kotler, P., 2014). The meat produce for this specific target group will be differentiated to capture their needs. Product customization with the target population culture will be done to increase identification and ownership. More salesperson will be employed to ensure availability of meat produce to the older target population. Creative strategy To boost more sales in both new market product innovation strategies and purchasing strategies will be employed(Baker, 2014). The use of logistics management will be employed to reduce costs which will reduce prices and attract more customers sensitive to prices. Better software aided application for electronic gadgets will be developed in order to increase customer convenience when making orders and payments. Media strategy Woolworth supermarket media strategy is to ensure that product characteristics and uniqueness is communicated to the targeted population(Royle, J Laing, A, 2014). The strategy involves proper marketing techniques and methods in order information reaches the targeted audiences(Blakeman, 2014). Media planning Media planning of Woolworth meat products will begin by mapping process. The process involves identification of customer needs, accessibility and effective means of communication. The planning process will also be guided by other characteristics like the ethical considerations and the exiting institutional policies. The justification of the media channel will be based on appropriateness and availability of resources(Team, B., Schori, A., MacLean, M., Shipe, J., Wickenkamp, A., Wehr, A., 2014). The planning will involve members from different units within the organization. Traditional media Woolworth supermarket will be employing the use of public relation officers and salesperson to market the meat produce. The two traditional media channels were chosen because they provide immediate feedback when dealing with new markets. They provide the suitable direct means in which the business can interact with the customers effectively and efficiently. Internet Changes in technology as prompted business organization to employ internet in business operations(Blakeman, 2014). For the targeted customers located in other countries the internet (website) will provide a better media channel to communicate, advertise, order, and review Woolworth products. Digital To increase self-service convenience and comfort Woolworth will design electronic aided application specifically for the retail store. The application will facilitate ordering, payment, and feedback process. The digital media will help capture a number of new customers. Media scheduling Media strategy will be executed by Woolworth by having a media execution plan. Table 1shows a summary of media plan. Table 1 Media plan schedule Events Time schedule Preparation of marketing plan materials 4th may 2017 to 10th June 2017 Development of marketing application software 15th to 25th June 2017 Market communication with China markets 1th July to 1st August 2017 Market communication with Japan markets 10th Sep 2017 to 1st Nov 2017 Public relations salesmanship visits 15th Nov 2017 to 20th Nov 2017 Review and reporting 1st Jan 2017 to 15th Jan 2017 Marketing budget Market budget is important component in ensuring market deliverables are achieved effectively(Parente, D. Strausbaugh, R, Hutchinson,K, 2014). Table 2 shows a summary of the budget. Table 2 Market budget Items Cost (AUD) Stationery 500.00 Transport 5000.00 Sales persons wages (3months) 1000.00 Media materials (assorted) 3500.00 Advertising costs 2000.00 Public address hiring 500.00 Permits 1000.00 Branded materials 2500.00 Call charges 200.00 Miscellaneous expenses 1700.00 Totals 17900.00 Evaluation and control Information obtained from internal and external information systems will be analyzed and compared with planned schedules. Data from the field will originate from sales forecasts, revenue estimates, salespersons records, financial records which will be analyzed to aid in decision making. Monitoring of the entire process will be done continuously but evaluation will be done periodically. The analyzed data will provide an avenue for decision making through evaluations and control mechanisms(Moriarty, S., Mitchell, N. D., Wells, W. D., Crawford, R., Brennan, L., Spence-Stone, R. (2014), 2014). Conclusion Marketing communication planning is an important component in ensuring that the right products and services are provided. The marketing communication will be useful to Woolworth supermarket in achieving the intended objectives. It will help them choose the suitable strategies to employ to meet the required targets. The meat product promotion will enable them to increase their revenues and market share to the intended audiences both locally and internationally. If the plan is backed up with the required support it provides a useful tool that marketing managers can use. The plan provides suitable strategies, techniques, tools and media channels that marketing personnels can use to ensure they communicate with customers. References Armstrong, G., Adam, S., Denize, S., Kotler, P. (2014). Principles of marketing. Stenburg : Pearson Australia. Baker, M. (2014). Marketing strategy and management. New York: Palgrave Macmillan . Blakeman, R. (2014). Intergrated marketing communication: creative strategy idea to implementation. New Delhi: Rowman Littlefield. Hossen, s. (2015). Marketing management: a relationship approach. New York: Pearson Education . Moriarty, S., Mitchell, N. D., Wells, W. D., Crawford, R., Brennan, L., Spence-Stone, R. (2014). (2014). Advertising: principles and practice. Strowburg : Pearson Australia. Parente, D. Strausbaugh, R, Hutchinson,K. (2014). Advertising campaign strategy: Aguide to marketing communication plans. Chicago: Cengage Learning. Royle, J Laing, A. (2014). The digital marketing skills gap: developing a digital marketer model for the communication industries. International journal of information management, 34(2), 65-73. Team, B., Schori, A., MacLean, M., Shipe, J., Wickenkamp, A., Wehr, A. (2014). Intergrated marketing communication plan. Bahmuda : Cengage publishers. Vu, T. (2016). A B2B digital marketing communication plan. Chicago: Machinery and informatics technology. Westwood, J. (2016). How to write a marketing plan. New York: Kogan Page Publishers.

The Young Offenders Act - The Truth Essays - Criminology

The Young Offenders Act - The Truth? This essay was written to show the advantages and disadvantages of the Young Offenders Act over the previous Juvenile Delinquents Act. Also it should give a theoretical understanding of the current Canadian Juvenile-Justice system, the act and it's implications and the effects of the young offenders needs and mental health on the outcome of the trials. In the interest of society the young offenders act was brought forth on april second 1984. This act was created to ensure the rights and the needs of a young person. Alan W. Leshied says "On one hand the justice and legal objectives of the act are being effectively realized while on the other hand the needs and treatment aspects of it leave much to be desired." The research of the Young offenders act is still ongoing but Leshied says that it is becoming clear that the custody positions have been in dispute since the act came into effect. The old Juvenile delinquency act states in section 38 "The care and custody and discipline of a juvenile delinquent shall approximate as nearly as maybe that which should be given by his parents, and... as far as practability every juvenile delinquent shall be treated, not as a criminal, but as a misguided and misdirected child . . . needing aid, encouragement, help and assistance."(Page 72) If a youth is close to the adult age of 18 years they could be transfered to the adult justice system. This means that they would be given the same sentences as an adult including and up to life in prison. Many people have tried to correct this problem that they see as a weakness. Yet, so far their attempts have failed. Another weakness they find, is that the courts are expensive and unsatisfactory methods of dealing with crime that is not very serious. Before the fabrication of legal aid most young offenders were not able to obtain legal services. "Subsection 11 (4) provides that, were a young person wishes to obtain counsel but is not able to do so, the youth-court judge shall refer the young person to the provincial legal-aid, or assistance program. If no such program is available or the young person is unable to obtain counsel through an available program, the youth court judge may, and on the request of the young person shall direct the young person to be represented by counsel." To establish a relationship between the young offender and the lawyer, thew lawyer must be able to receive instructions from his/her client. Usually there is little difficulty either receiving or carrieing out the instructions of his/her client. Special problems can arise when the client is a young person. The problems faced by this, is the young person may not be able to communicate with counsel. While the lawyer and young person need not a specific statement for the client as to a preferred outcome it should take form of a general expression of the client's feelings or attitudes in the major issues of the precedings the young person must be able to make decisions that may hold significant repercussions. Mental health of the young offender can also be a problem. Currently this issue is not addressed in the Young Offenders Act, before the mental health act can be enacted, extremely dangerous behaviour must be displayed. Before the age of 16 they are sometimes placed in hospitals for a short time under the authority of the legal guardians.

Free Essays on Parenting In Frankenstein And Ghosts

Parenting is an on going theme in all stories; it is the very thing that defines a character. Whether it is good, bad, or no parenting at all it remains an issue and is what shapes and builds a character through the transition from childhood to adulthood. Mary Shelley’s, Frankenstein and Henrik Ibsen’s, Ghosts, although share parenting as a theme, both have very distinct ways parenting is approached in each story. In Frankenstein there is a lack of good parenting from both mother and father. Although it is shown that Caroline, Victor’s mother, and Alphonse, Victor’s father are protective and caring parents it also shows the flaws of being too extreme. The Family is very open, close, and functional. Victor’s parents have created a fantasy world for him. A world where he can do no wrong and have what he desires. Caroline has the stronger relationship with Victor out of the parents. She is the one he turns too when needed and she seems to be the one who has the most influence in the decisions for Victor. For example when the Frankenstein family adopts Elizabeth without the consent of Alphonse. It is not till after Caroline does all that he becomes aware of the situation. It seems as if Alphonse has no other choice but to except the decision Caroline has made. This is also a perfect example on how Victor is raised in a fantasy world; the adoption of Elizabeth is a present to Victor. It is Caroline’s plan for the marriage of Victor and Elisabeth and it is not till her death that she reveals it to them. On her deathbed the fortitude and benignity of this best of women did not desert her. She joined the hands of Elizabeth and myself: my firmest hopes 3 of the future happiness were placed on the prospect of your union (Shelley, 49). Alphonse however has a weaker relationship. It is said that he was very caring also but nothing as far as being extreme. He was Honorable and well respected man who gave up his career to rai... Free Essays on Parenting In Frankenstein And Ghosts Free Essays on Parenting In Frankenstein And Ghosts Parenting is an on going theme in all stories; it is the very thing that defines a character. Whether it is good, bad, or no parenting at all it remains an issue and is what shapes and builds a character through the transition from childhood to adulthood. Mary Shelley’s, Frankenstein and Henrik Ibsen’s, Ghosts, although share parenting as a theme, both have very distinct ways parenting is approached in each story. In Frankenstein there is a lack of good parenting from both mother and father. Although it is shown that Caroline, Victor’s mother, and Alphonse, Victor’s father are protective and caring parents it also shows the flaws of being too extreme. The Family is very open, close, and functional. Victor’s parents have created a fantasy world for him. A world where he can do no wrong and have what he desires. Caroline has the stronger relationship with Victor out of the parents. She is the one he turns too when needed and she seems to be the one who has the most influence in the decisions for Victor. For example when the Frankenstein family adopts Elizabeth without the consent of Alphonse. It is not till after Caroline does all that he becomes aware of the situation. It seems as if Alphonse has no other choice but to except the decision Caroline has made. This is also a perfect example on how Victor is raised in a fantasy world; the adoption of Elizabeth is a present to Victor. It is Caroline’s plan for the marriage of Victor and Elisabeth and it is not till her death that she reveals it to them. On her deathbed the fortitude and benignity of this best of women did not desert her. She joined the hands of Elizabeth and myself: my firmest hopes 3 of the future happiness were placed on the prospect of your union (Shelley, 49). Alphonse however has a weaker relationship. It is said that he was very caring also but nothing as far as being extreme. He was Honorable and well respected man who gave up his career to rai...

Spanish Nouns of Ambiguous Gender

Spanish Nouns of Ambiguous Gender Nearly all nouns in Spanish can be placed in one of two categories - masculine and feminine. However, there are some words of ambiguous gender that dont fit quite so neatly. Of course, some words, such as names of many occupations, are masculine when they refer to men and feminine when they refer to women, as in el dentista for the male dentist and la dentista for the female dentist. And there are some nouns whose meanings vary with gender., such as el cometa (comet) and la cometa (kite). However, there are also words that, for whatever reason, havent been firmly established as being of one gender or the other. List of Common Gender-Ambiguous Nouns Following are the most common of these words. Where just el or la appears before the word, it is the gender that is viewed most widely as correct, and the gender that should be learned by foreigners. Where both appear, either gender is widely accepted, although the most commonly used gender is listed first. Where no gender is listed, the usage depends on region. la acnà © - acne el anatema - anathema el arte - art - The masculine is used when arte is singular, but the feminine is often used in the plural, as in artes bellas (fine arts). el autoclave - sterilizer el azà ºcar - sugar - Although azà ºcar is a masculine word when standing alone, it is often used with feminine adjectives, as in azà ºcar blanca (white sugar). la babel - bedlam el calor - heat - The feminine form is archaic. la/el chinche - small insect el cochambre - dirt el color - color - The feminine form is archaic. el cutis - complexion la dote - talent la/el dracma - drachma (former unit of Greek currency) la duermevela - brief, light, or interrupted sleep - Compound nouns formed by joining a third-person verb and a noun are nearly always masculine. However, the ending apparently has influenced usage of this word toward the feminine. el enema - enema los herpes - herpes la/el Internet - Internet - The general rule is that nouns imported from other languages are masculine unless theres a reason for making them feminine. In this case, the feminine is often used because the word for a computer network (red) is feminine. el interrogante - question la Januc - Hanukkah - Unlike the names of most holidays, Januc is usually used without a definite article. el/la lente, los/las lentes - lens, glasses la libido - libido - Some authorities say that libido and mano (hand) are the only Spanish nouns ending in -o, other than shortened forms of longer words (such as foto for fotografà ­a and disco for discoteca, or occupational words, such as la piloto for a female pilot), that are feminine. However, libido  is often treated as masculine. la/el linde - boundary el mar - sea - Mar is usually masculine, but it becomes feminine in some weather and nautical usages (such as en alta mar, on the high seas). el/la maratà ³n - marathon - Dictionaries list maratà ³n as masculine, but feminine usage is almost as common, perhaps because maratà ³n is associated so closely with carrera (competitive race), which is feminine. el/la mimbre - willow la/el pelambre - thick hair el/la prez - esteem, honor la/el pringue - grease radio - radio - When it means radius or radium, radio is invariably masculine. When it means radio, it is feminine in some areas (such as Spain), masculine in others (such as Mexico). el reuma - rheumatism sartà ©n - frying pan - The word is masculine in Spain, feminine in much of Latin America. la testuz - forehead of an animal la tilde - tilde, accent mark el tizne - soot, stain el tortà ­colis - stiff neck la treponema - type of bacteria - Like some other words of limited medical usage, this word is feminine according to dictionaries but usually masculine in actual use. el trà ­pode - tripod la/el vodka - vodka la/el web - web page, web site, World Wide Web - This word may have entered the language as a shorter form of la pgina web (web page), or it may be feminine because red (another word for the Web, or a computer network in general) is feminine. el yoga - yoga - Dictionaries list the word as masculine, but the ending has led to some feminine usage. Key Takeaways A few dozen Spanish nouns are of ambiguous gender, meaning they can be either masculine or feminine without any difference in meaning.The nouns of ambiguous gender are distinguished from nouns of variable gender, whose genders vary with meaning or whether the noun refers to a male or female.A disproportionate number of the gender-ambiguous nouns are words with primarily scientific, technical, or medical usage.

Finance for non finance managers Assignment Example | Topics and Well Written Essays - 1500 words

Finance for non finance managers - Assignment Example 40 million from the debt market. Using debt to run the business has both advantages and disadvantages. Advantages Debt is a low cost capital. Using debt the company does not have to pay tax on it. Hence the company will have to pay less tax overall. Using debt the Earning per share of the company fluctuates more than using only equity as the source of capital. Hence during good times the Earning per share of the company will rise much higher than when the company use only equity (Tuller, 2007, p. 211). This satisfies the shareholders as they will get more in return. Hence they will always want some portion of the capital to be raised as debt. Again using debt the company don’t have to share the ownership rights with the shareholders. They don’t have to go back to the shareholders each time they need to take an important decision. All they want is to get fixed return on the investment that they have made. Again the lenders don’t have any claim on the future earnin gs. Furthermore if a debt can be paid on time, then the credit rating of the business will improve and they will readily get finance easily from the market next time they went to any financial institutions for loan. Disadvantages The company has to make regular monthly payment of instalment and interest. Barnet Solutions is going to expand in the European market for the first time. ... 176). Hence it is like a double edged sword. If the economy in the European market deteriorates the Earning per share of the company will fall down drastically. The shareholder then may ask tough questions to the management regarding their decision making process. Pure Equity The company can use Equity as the source of fund. Advantages Using Equity the company can avoid the hassle of going through the long process of applying for loan. It takes more time to raise debt than equity. It is less risky than a loan because the company will not have to pay back the obligation if they cannot afford it. The company can easily tap into its investors’ network and add more credibility to the business. The investors here takes a long term view and don’t expect and immediate return. The company also don’t need to payback if the business fails (Mason, 2010, p. 212). Disadvantages The investors can demand returns more than the interest rate the company will have to pay for debt. The investors also will require ownership of the company. They have to be consulted before making any big decision. It also takes time and effort to find the right investors for the company. Period 2012 2011 D/E 1.18 0.92 The standard Debt-equity ratio of any company is 2:1. Hence it is advisable for the company to raise fund through both debt and equity. The company can go 80:20 ratio of raising the money from the market with the majority being debt and other being equity. Hence the company can raise ? 32 million from the debt market and ? 8 million from the equity market. After using the above capital the debt equity ratio will become Period 2012 2011 D/E 1.28 1.04 This shows that the company will be well within the standards limits of the Debt-Equity ratio. Answer 2 The